Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.
Mutual funds have ratcheted up Rs 53,700 crore (Rs 537 billion) through new fund offers (NFOs) in 2022 until November, against Rs 1 trillion in Calendar 2021, notwithstanding the number of launches this year eclipsing the 2021 tally. Industry insiders cite the absence of launches in popular categories as the reason behind lower collections this year. Typically, only NFOs in popular categories from major fund houses rake in the moolah.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
The net inflows into active equity mutual fund (MF) schemes registered more than a twofold month-on-month rise in August, crossing Rs 20,000 crore, the highest in five months. This rise in net inflows was boosted by an 18 per cent growth in gross investments, driven by a record Rs 15,800 crore inflow through the systematic investment plan (SIP) route and Rs 5,000 crore collected by seven new fund offers (NFOs) in the active equity space, reveals data released by the Association of Mutual Funds in India (Amfi). Moreover, redemptions moderated in August, declining by 19 per cent to Rs 24,580 crore, after staying elevated in the previous three months owing to profit booking.
I would advise at least a 7 year investment time frame for Equity Investing
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
'Despite being a software powerhouse, we're not producing proportionate original IP, frameworks, or global tech products originating in India.'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Do you have financial planning queries? Ask rediffGURU Kirtan A Shah.
Many senior citizens 'underestimate the impact of inflation, taxation, health-related expenses, and the heavy premium they will have to pay on health insurance.'
rediffGURU Sunil Lala answers your MF-related queries.
Experts say investors should stay patient and stay invested in mutual funds.
'If the markets correct further, PSU stocks could continue to decline.'
Do you have financial planning queries? Ask rediffGURU Anil Rego.
The answer depends on your financial goals and risk appetite, says Certified Financial Planner Ramalingam Kalirajan, and explains why.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
'If you align your ambition with India's rise, the peak of your careers will unfold alongside the peak of India's power.'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
'...you can't become a slave of it, but certainly there are huge advantages to using Artificial Intelligence.'
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Do you have financial planning queries? Ask rediffGURU Abhishek Dev.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
'When Prime Minister Modi met President Trump, they agreed to initiate a bilateral trade dialogue.' 'It makes sense to give these negotiations a chance.'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.
Make minimum payments on all debts, then use extra funds to tackle the smallest debt first.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
If you lack an emergency fund or it is depleted, use part of your bonus to build or replenish it.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer your queries.
When investing in fixed-income products, balancing considerations like safety, liquidity, and income is essential.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
You can build your own retirement savings portfolio by investing in equity, hybrid and/or debt funds. Alternatively, you can also invest in retirement funds which provide asset allocation solutions for different investment needs and risk appetites, says Dwaipayan Bose
The biggest risk in under-construction projects is delay and non-completion.
Do you have financial planning queries? Ask rediffGURU Anil Rego.